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As with any mutual fund, the value of the fund's holdings will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. There is no guarantee that the funds will achieve their investment goals. Asset allocation and diversification do not guarantee future results, ensure a profit, or protect against loss. Corporate credit securities involve risk of default on interest and principal payments or price changes due to changes in credit quality of the borrower. A fund-of-funds does not guarantee gains and may incur losses and/or experience volatility, particularly during periods of broad market declines. Equity securities tend to go up or down in value, sometimes rapidly and unpredictably in response to many factors including a company's historical and prospective earnings, the value of its assets, general economic conditions, interest rates, investor perceptions, and market liquidity.

Investors should consider a fund's investment goal, risks, charges, and expenses carefully before investing. The prospectus and/or the applicable summary prospectus contain this and other information about the fund and are available from your financial advisor. The prospectus and/or summary prospectus should be read carefully before investing.

Investing involves risk. Principal loss is possible.
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Foreside Financial Services, LLC, distributor.